Charles (Chuck) Osborne founded Excess Risk Solutions, Inc. in 1999 to service the needs of independent brokers and third party administrators in their search for competitive, yet comprehensive Stop-Loss insurance for their clients’ self-funded health plans.   Chuck also works with employers directly, helping them manage claims costs and Stop-Loss renewals associated with their self-funded benefit plans.

Prior to launching ERS, Mr. Osborne cultivated many strong relationships with well known ‘A’ rated carriers and other professionals while working for several major Fortune 500 carriers in the Stop-Loss Insurance industry.  During his career, Chuck was named Managing General Underwriter of the Year for several years in a row, in addition to doubling the block of stop-loss business in just a few short years for one major carrier.  Chuck’s extensive and successful background, and the strength of his “award winning” relationships allows him to provide one of the most comprehensive, integrated approaches for his clients to protect not only the wealth created in their business, but their most valued assets – their employees.