Self-Funding & Stop-Loss Insurance Experts

What you can expect when you engage with the risk management underwriting team at ERS

Third Party Administrators

Brokers & Consultants

Over 40 Years Experience

We work directly with Third Party Administrators(TPAs), Health Plan Brokers and Consultants and their Self-Funded Employers to craft the most efficacious risk mitigation strategy available based on the employer’s unique requirements. The right stop-loss insurance policy framework is the key to your self-funded risk management strategy.

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With a risk mitigation stop-loss policy from Excess Risk Solutions in place, your organization is protected from large, unexpected healthcare claims volumes.

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Trusted By

Bill L. MGU

"We value our relationship with Excess Risk Solutions. We know that when working with Chuck, the big picture items will be handled, but, most importantly, his attention to detail ensures the smaller items don’t fall through the cracks. It’s that type of professionalism that makes ERS a valued partner."

Brady B. MGU

"I have worked with Chuck and Excess Risk Solutions for over fifteen years. I found he and his staff to be extremely knowledgeable, responsive and creative. I look forward to many more years of working together."

Alex G. Retired Stop-Loss Expert

"I have known and conducted extensive business dealings with Chuck Osborne and Excess Risk Solutions for over twenty five years. I find Chuck to be the ultimate business professional with a high level of experience, especially in the ESL arena. Simply put, he gets it done!!!"