Is your Stop-Loss policy right for your plan and employees’ health needs?

Employers can lose an enormous amount of money and be in jeopardy when losses occur that could have been avoided with the right Stop Loss policy in place.

We help employers reduce the costs and risks associated with self-funded health plans in several ways.  

Additionally, ERS works with Stop-Loss industry professionals all across the country and can be of great assistance in helping you to evaluate and select the right TPA or Broker to keep your plan cost-effective and running smoothly.  

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Vendor Evaluation & Analysis

As risk management experts, we understand the key elements that enhance or impact a health plan’s performance and costs.  Our evaluation and analysis of these elements are critical tools and comprehensive financial metrics we provide to assist our clients in managing their health plan efficiencies to achieve optimal performance.

Providing evaluation, analysis and reporting for:

Aggregate Claims

Aggregate Claims

Lag (aka IBNR) Claims

Lag (aka IBNR) Claims

Network Savings

Network Savings

Large/Pended Claims

Large/Pended Claims

Stop Loss Notifications

Stop Loss Notifications

Pharmacy Utilization

Pharmacy Utilization